When you work with Howard, you have the support of someone who acts as your mortgage advocate, by providing guidance through the mortgage process, reviewing the many lending product offerings and crafting a mortgage that is best suited to your specific individual situation. Moreover, Howard prepares and presents your application in a clear, transparent and professional manner so that it has the best possible chance of being approved by a lender.
As an agent of The Mortgage Professionals, Howard has access to more than 30 lenders.
This gives him the capability and tools to create mortgage solutions to address the many needs of clients wishing to make a first-time home purchase, consolidate debt with the equity in their home, resolve a separation challenge, purchase a recreation or investment property or renew/refinance current mortgages.
For instances where an applicant is declined, Howard continues the service to clients by providing ideas regarding the re-organizing finances and providing strategies so that they might better their position in order to qualify with their next application.
Every client relationship begins with a conversation.